Credit Before Capital - Building a Foundation for Success, Business Development Services programs.

What is the CWCID program? - The concept of the Credit When Credit is Due (CWCID) program is similar to the familiar driver’s education course. When people successfully complete driver’s education, auto insurance companies recognize them as better driving risks and accordingly grant discounts on insurance premiums. The same theory applies to consumers who are borrowing money or applying for credit. Individuals who successfully complete the CWCID program are better equipped to handle their finances.

       Gain knowledge in the following topics:

LESSON 1: The Facts of Life · What you need to know to get along as a financially responsible adult

LESSON 2: Living On The Edge · How to budget and save your money, and plug your spending leaks

LESSON 3: To  Borrow Or Not To Borrow · How to decide if you should pay cash or borrow the money you need

LESSON 4: So You Have Decided To Borrow Some Money · How to get through the credit-granting process once you have made the decision to borrow

LESSON 5: The Terms Of The Deal · How to determine if you are getting the deal you have bargained for

LESSON 6: Auot Loans And Leases · One of the toughest deals to negotiate

LESSON 7: Home Sweet Home · The largest debt you are likely to ever have

LESSON 8: Credit Cards And Other Loans · What you need to know about credit cards, personal signature loans, etc.

LESSON 9: You've Got Trouble When · How to tell when you may have a problem

LESSON 10: When You Fall Behind · Dealing with delinquency and bill collectors

LESSON 11: Bankruptcy · The ultimate credit overload

LESSON 12: Building And Rebuilding Your Credit · How to establish good credit when you have no credit history or even a bad credit past

Schedule: June 2010 - Dates & Times to be Announced

Cost: $ 50 per person or 2 for $ 75

Register below or call: (517) 853-5890 and leave name phone & address